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It really depends on the state that you live in.

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Q: Does auto insurance follow the car or the driver?
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Related questions

Does auto insurance follow the driver or the car in CA?

It depends on your insurance and where you are from.


Does auto insurance follow the car or driver in an accident in TX?

Car


In Minnesota - car insurance follow car or driver?

the car


Does auto insurance cover any driver of your car?

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


Does auto insurance follow the car of the driver in new jersey?

Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.


What is nonowner auto liability insurance?

This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.


Can a person get auto insurance on a auto if the auto is not in their name?

Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?


Does having a license automatically insure you as a driver?

No,, You have to buy the auto insurance for your car or you have to make sure the owner of the car you are driving has the required insurance and that it will cover you as a driver as well.


Does auto insurance follow the car or the driver in Arizona?

Auto insurance covers the Named Insured(s) for certain losses that may arise out of vehicle operation or ownership. Bear in Mind that the notion of Auto insurance following a car or a driver is lay-mans language. An insurance professional should never use such broad terms when explaining coverage as it is an misleading over simplification of the coverage and would not be accurate. Regardless of what state your in, sometimes your auto insurance will follow you to another vehicle and sometimes it will cover other drivers that you permit to drive your vehicle, but it all depends on the circumstances involved.


Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?

As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.


Can you get auto insurance with no auto?

Auto Insurance Without a Car?Yes, You can purchase "Non Owners Insurance" Coverage. Sometimes referred to as "Named Driver Coverage"Drive safe - Buckle Up