It depends on your insurance and where you are from.
Car
It really depends on the state that you live in.
Always remember insurance follows the vehicle and points follow the driver. So if they get points from the ticket it will follow the driver.
Not only can, but you should. The Insurance policy does not follow the driver, it follows the car.
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be under the same insurance.
does the driver have insurance? if so unless your policy specifically states that it only covers your car it will follow you into the other car if something happens. However if something does happen whoever gave you the car could be in trouble for not having insurance.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Liberty Mutual does offer car insurance in Minnesota. The price of the car insurance varies depending on the state requirements that must be met for the state of Minnesota. In addition it depends on the age, gender, and driving record of the individual who is trying to obtain insurance in Minnesota. Consult an agent in Minnesota with further questions and help on the price of the car insurance at www.;ibertymutual.com
Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.
In the United States, anyone who is able to get a driver's license can get car insurance. The driver's license holder must be have insurance in their own name, or they can be added to a primary driver's insurance.