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What else can I help you with?
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
If the owner has no insurance can someone else drive the vehicle?
In the UK, yes. So long as the driver has insurance.
If you are driving someone vehicle and it does not have current tag or insurance who gets ticket?
The driver will get the ticket.
What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
What happens if you wreck someone elses car but you have your own insurance?
Car insurance is just that: insurance for the car. When a contract between the insured and the insurance company is purchased, it is based on the driver and the vehicle. If the driver takes someone else's vehicle, the insurance is only for the original car. There would be no pay out for someone else's car. Example: Driver A buys insurance for Vehicle A valued at $5,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed limits are there. Remember, health insurance does not cover care and or treatment due to a vehicular accident. I hope this helps clarify the questions.
Who is considered an authorized driver for this vehicle?
An authorized driver for a vehicle is someone who has been given permission by the owner or the insurance company to operate the vehicle. This could include the owner, family members, or individuals listed on the insurance policy as covered drivers. It is important to check with the specific insurance policy or rental agreement to determine who is considered an authorized driver for a particular vehicle.
If someone borrows your car and total loss it will the insurance company pay for damages?
Yes. Collision coverage pays for damage to your vehicle, minus the deductible, regardless of who is driving it. Also, if you loan your vehicle to someone they are considered a permissive driver and you are liable for damage they cause in your vehicle even if they have their own insurance. Insurance always applies to the car not the driver.
If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.
If someone gets a ticket in Mississippi while driving another persons car will the owner's insurance be affected or the driver's?
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
If someone has an accident and they do not own the car but the driver sends the other party to hospital who is responsible for bodily injuries in Texas?
liability insurance goes with the driver, so the drivers insurance would pay for it. If the driver does not have insurance, then the owner of the car's insurance would pay if the vehicle was knowingly lent.
If someone rear ends you while a designated driver was driving your car is his or your insurance affected?
If the designated driver was sober and not breaking any laws and did not get any traffic citations, your insurance should not be affected. If the investigating officer gave the OTHER driver 100% responsibility for the event, you're ok. BTW, thanks for using a designated driver.
