Does auto insurance follow the car or the driver in Arizona?

Answer 1

Auto insurance covers the Named Insured(s) for certain losses that may arise out of vehicle operation or ownership.

Bear in Mind that the notion of Auto insurance following a car or a driver is lay-mans language. An insurance professional should never use such broad terms when explaining coverage as it is an misleading over simplification of the coverage and would not be accurate.

Regardless of what state your in, sometimes your auto insurance will follow you to another vehicle and sometimes it will cover other drivers that you permit to drive your vehicle, but it all depends on the circumstances involved.