This is interesting, are you saying while your vehicle was stolen the thief got into an accident that was not his fault? That's unusual, the thief is generally driving so irratically and clearly At Fault, but in this case, (never had a claim like this), I'm really not sure, the argument could be made that the vehicle was being used in a felony therefore no recovery, however if the other person were negligent do they still not owe for their negligence? I know if a drunk driver (let's say), is at a stop sign, and is rearended, his 'drunkeness' didn't contribute to the accident, and he will (generally subject to the policy wording and any state laws), be compensated for his loss by the vehicle that rearended him. File it with yours and the 'at fault' drivers policys. I would be interested to hear how that is handled if you would let me know.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
The thief who stole the car is liable for the damages he caused. The owner of the stolen vehicle is a victim also of the same Thief. You my seek compensation from your own insurance policy if you have full coverage options.
You do not have to be guilty of an infraction to be at fault. Driver "1" in the Police report is the "at fault" driver. Y-THINK-Y
It depends on who is at fault. If the police car had his lights on, or otherwise was in the right, then the registered owner of the car at fault, will probably be liable, no matter who is driving, and, your insurance may not have to cover it. If the driver has proper insurance, they may cover it, though. And, if they had keys to your car, then they had permission. In my experiences anyway, that is the way the law views it. Answer If a car is taken without your permission it is stolen, no matter who is driving it or whether it is reported stolen. You should not be liable for any damage to the police car. How your insurance company deal with your claim is between you and them, there is no general rule. In the UK there is a process for recovering uninsured loss.
If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
If it was his fault then he is or your insurance if he is included on it.
Just that, chances are the not at fault driver carries uninsured motorists coverage to protect them from these instances. But this will not make you any less liable for the damage you caused. If the not at-fault driver's insurance company pays for the damage you caused, you can expect them to sue you to recover for damages that you are liable for. If you do not have any assets and are unable to make payment, a judge can have your future wages garnished to repay the insurance company. Depending on the extent of the damages and the laws in your state you may want to consult a bankruptcy attorney.
the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.