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What happens if a 16 year old gets in accident and isn't on insurance policy?
Wiki User
∙ 14y ago
As long as the 16 year old has a valid license the policy should pay out. You will probably be required to add the driver to your policy and will be asked why they weren't listed before.
AnswerIn most jurisdictions an "underage" driver must be listed on the policy and it costs more. In Massachusetts if you allowed an underage driver who resides with you to drive your car and they are involved in an accident then the insurance company will not pay the damages.
Wiki User
∙ 14y ago
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What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?
Yes it does. The cancellation of an insurance policy is not retroactive.
If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
What happens when your homeowners insurance gets cancelled?
Most people just buy another insurance policy somewhere else. That is usually what happens.
If a car is titled to an 18- year old but she is under her parents insurance policy whose responsible if she gets in an accident?
She is.
What happens to you when a driver with a suspended license gets into an accident in your car?
Your insurance rate goes sky high.
What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?
If the insurance is not valid on the day of the accident, there is no coverage.
What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
When an operator on a policy get in an accident who gets surcharged the operator or the policy holder?
That will be the policy holder.
What happens if you have no insurance on a rental car and a signed driver gets into an accident who is responsible for the other cars damages?
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
What to do after car accident for insurance claim?
A non fault car accident claim indicates that the insured individual does not have to incur any loss. The additional advantage is that the policy holder gets reimbursed by the company that he or she has been a member of.
If you own the car and have your 19-year-old on your insurance policy but list him as the primary driver and he gets in an accident could you be sued for damages insurance didn't cover?
Is he really the primary driver? Who's name is the policy under? Generally being the holder of a policy makes YOU the primary. Check with your company.
