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Most Insurance Companies are only concerned with your claims history over the past 5 years.

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Q: How far back for house insurance do they check a claim?
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Related questions

If I am a beneficiary on a life insurance policy and owe back taxes or have filed bankruptcy will the insurance company hold the check?

No, they will pay the claim to you and then you will be able to do what is fiscally responsible.

You have been overpaid by a insurance company can they claim it back?


Can you take back a claim once you submitted it to the insurance company?

You can take back a claim for damage to your own property. You can't take back a claim where you are liable for damage to another party.

Is homeowner entitled to any of the insurance check when repairs are being done on a damaged property?

Of course not. Insurance is supposed to put you back to the same position you were in before the damage occurred. Your not "entitled" to make money on a claim. If your property was repaired the contract was fulfilled.

Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?

You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.

Can you take an auto insurance claim back once reported?

Yes,, Just contact the claims adjuster and inform them that you no longer need the claim and the reason why.

How Life insurance claim process does works?

Insured person dies. You (beneficiary) call insurance company and place a claim, they send you paperwork, you fill paperwork out and mail back with death certificate, Claim is paid in a few days to a few short weeks.

How do you get your mortgage company to endorse an insurance check if your house is in foreclosure?

I would hope they wouldn't! If your house is being taken away because you are not paing them back, they are owed the money, not you. A bank would not assist in that theft of money. I would believe that there would be criminal issues involved if you cashed that check anyway. Their name is on the check for a reason, they are protecting their money that is not being paid back.

If your parked car was hit by an at fault driver and filed a claim with your full coverage insurance will it go up?

Yes, anytime you make a claim to YOUR insurance, it will go up. That's how they get their money back. If you don't submit a claim to them, then no. I do not necessarily agree with the answer above. What you did not indicate in your question was did the person at fault have insurance. If they did then even though you filed a claim and your carrier paid you, they would likely recover from the at fault person's insurance. In this circumstance you insurance should not go up.

If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.

If insurance declares a car totaled can you cancel the claim and keep the car?

You can accept the claim and then buy back the car. This way you get money for the claim and you get to keep your car. The price for the car will be way lower at the totaled price than what you will receive in the claim.

If you get your claim money for damages to your house from the insurance company and find a contractor to do the work for less can you keep the extra money from the claim?

Yes, you can keep the extra money you saved by finding a contractor to do the work cheaper than what the insurance company estimated. The insurance company prepared an estimate of the damage. If you could not find a contractor to do the work for what the insurance company estimated, you could ask them for more money. If they chose to pay you for the damage before it was fixed, they cannot ask for it back if you got the work done cheaper.