0
Is homeowner entitled to any of the insurance check when repairs are being done on a damaged property?
Add your answer:
Earn +20 pts
Will homeowner insurance cover your own cars damaged by hail?
No
Your property was hit hard during a rain windstorm in which a backyard storage tent was blown away and as a result the stored items were damaged by the rain will homeowner insurance cover this?
No
Will homeowner's insurance cover landscaping damaged by heavy snow?
You need to ask your insurance representative what your policy covers.
Who is responsible for a healthy tree damaged in hurricane?
No one is responsible or liable for an act of nature. It's up to the owner of the property is he wants to replace a storm damaged tree. The tree is not a covered structure under a homeowner insurance policy.
Can you keep house insurance money instead of fixing a damaged floor?
Its your $$$ now !!! you can do with it what you want. * If the home is not still under a mortgage contract the homeowner is not obligated to use insurance funds for repairs of the property. However, if repairs are not done the insurance provider can refuse any claim if the flooring or adjoining structure is damaged further. If the home is still mortgaged repairs must be made as the lender would have to sign the insurance check as well as the homeowner/borrower. All mortgage contracts stipulate that the property must be kept in the same or better condition as it was when the property was purchased and lending agreement made. You could BUT that would be called insurance fraud... Lis@
Are you compensated for personal items in your car that got destroyed?
That depends on who is responsible for the damage. If someone else was responsible then their insurance should cover your damaged property. If you are at fault then you will have to make a claim on a homeowner or renter's insurance policy of your own, if you have one.
Do homeowner insurance cover well pump?
A well pump is covered property as part of the home. As always, the key is the cause of loss and not just that the item is damaged. Probably the main covered way for a well pump to be damaged is through lightening damage.
If you sell your fire damaged home prior to the payment of the insurance claim are you still entitled to the insurance money?
Or nothing at all. You owned the house at the time of the fire. It was YOUR property that was damaged, and you owned fire insurance to cover yourself against a loss from fire. When you sold your fire-damaged home, you took a hit on the sale price: you didn't get as much as you would have had the house been perfect. You are entitled to whatever the claim adjuster estimated the cost of the repair would be.
What is the Difference of life and property insurance?
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Does homeowner's insurance cover a damaged bathroom wall?
Depends on the cause of damage. Need to be more specific to get an answer.
Does homeowner insurance include damages done on a vehicle that was damaged in your yard?
No damage to motor vehicles is specifically excluded
Is a fireplace flue covered by homeowner's insurance?
This depends 100% on two things:What damaged the flueAnd are you covered for that type of damage
