Its your $$$ now !!! you can do with it what you want. * If the home is not still under a mortgage contract the homeowner is not obligated to use insurance funds for repairs of the property. However, if repairs are not done the insurance provider can refuse any claim if the flooring or adjoining structure is damaged further. If the home is still mortgaged repairs must be made as the lender would have to sign the insurance check as well as the homeowner/borrower. All mortgage contracts stipulate that the property must be kept in the same or better condition as it was when the property was purchased and lending agreement made. You could BUT that would be called insurance fraud... Lis@
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
1st Sure and Endsleigh websites both offer Blocks of flats insurance. It is a crucial insurance for landlords to protect their buildings against damaged caused by a variety of events from fire, floor to storms.
No, you should not, as the floor can be easily damaged.
The best way to anchor steel shelving to the floor is with Ramset Dynabolts for concrete floors and Timber Floor Fixing Screws for wooden floors. If the depth is over four times the size of the height then the shelving shouldn't need fixing.
normally 650 mm
The landlord should be responsible for everything in the house (example: Refrigerator, stove, water heater, floor, etc) if it was to not function properly or was damaged . But if it was neglected or abused by your actions, then it would be your responsibility.
The floor may be damaged in contact with many chemicals.
Fixing the space in drama is where you have a group of people and then you get into a shape on the floor and look at it from a Birdseye view. However, you also say that you have a LIMITED amount of space to do it in.
Yes vents can be in the floor instead of the wall.
Commercial General Liability Insurance.
It depends entirely on the extent of the damages.
Depends what kind of insurance you have, car insurance probably won't