No. You can't claim poor workmanship on any kind of insurance, even the contractor's liability insurance.
Poor workmanship is remedied by having the contractor come back out and re-do what was messed up in the first place.
A contractors work product is specifically excluded from insurance if you read the exclusions.
No.
It is up to the insurance company to seek damages, not you.
You better believe it.
Probably
You can either borrow money or what to get the repairs done until you have your deductible.
probably none.
Uhmm,, Let me Guess? Is it Insurance that covers an owners HOME perhaps?
Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.
You can contact the agency that holds your home owners insurance policy to ask them how to file a claim or claims. Each company has its own policies on how to do it.
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
You wouldn't unless you have insurance on your lawnmower.
Content insurance differs from home owners insurance in the type of polocies offered. While home insurance concentrates on the actual home structure, content insurance concentrates on personal possesions within the home.