I really dont know that answer.
Yes, you can put in an insurance claim for any reason. It is up to them to pay or deny any claim. It will be tough to determine which damage was there prior to any other accident.
You can't just cancel a claim. It is basically up to the Insurance co. to either aprove a claim or deny it. However, it the vehicle was stolen, it is your resposibility to provide a police report proving that the vehicle was indeed stolen.
Absolutely
Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.
You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \
Yes, your claim is based on the date that it happens so it's more important for you policy to be in force on that day.
Some insurance policies have no tolerance for accidents and may cancel your policy after your first claim. Others, like State Farm, will place you into a lower group with higher rates if you have an accident.
An insurance policy should still remain valid for the remaining term following a claim providing that the claim is such that it does not require the insurer to cancel the policy. You should check with your insurer.
She can buy a new policy all day long and claim she had never had a policy cancel if: 1. She is the only person on the deed to the house. 2. She never had a policy cancel.
It's not a "Law", it's an agreement between you and your insurer. If your car is totaled, and your insurer pays you or the leinholder a claim, the car is then property of the insurer to regain any money the can from the claim. It should be explained in the many lines of text in your policy.
you can go ahead and contact the other drivers insurance company and determine the status of the claim.