Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.
You bet. See, it works like this ... you pay for a service (insurance coverage) ... as long as you keep paying on time, you have coverage. One thing you don't want to ever do is make a late payment while a claim is being handled ... the insurance company thinks you are no longer interested in having them provide insurance coverage, and cancels your policy. Some insurance companies automatically cancel anybody for filing an accident claim.
It depends on each company's rules, but generally you are not time restricted to file a death claim. Sometimes it takes a while to find all the policy information, probate, etc. I know of a spouse of a deceased insured who called the insurance company to cancel the policy on her husband because she could not afford it anymore, since her husband had died two years prior and her income was very low. Of course, the insurance company sent in the claim paperwork and paid the claim!
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
you can go ahead and contact the other drivers insurance company and determine the status of the claim.
Most likely, yes, if you want your insurance company to pay for it.
First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.
If he/she is covered under Group Medical Insurance scheme,he/she will be entitled to claim compensation for injury while on duty in a bank. If he/she is having seperate Personal Accident Policy, he/she should file claim with the insurance company and get benefits according to the gravity of the injury.
An auto insurance company can deny your claim if you haven't had your license for at least 18 months. or if the car has been sitting up (not running) for a while. they will need receipts from the repair man saying that the problem has just been fixed.
yes, but the new company will not recognize the old claim, and depending on the old company, they may drag their feet knowing they are getting no more money from you and then its all cost.
Probably, but the other guy's insurance company should cover it since he was liable (unless it was a hit and run).
When you do not claim on your health insurance during a particular year, the insurance company provides you with a no claim bonus. This increases your sum insured at the same premium or reduces your premium while maintaining the same sum insured - depending on the no-claim bonus feature offered by the chosen insurer. Sometimes, this bonus also comes as a discount on your premium at renewal.