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Can you change car insurance companies while a claim is still being settled?
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
Do you still have to make a car payment while you wait for your gap insurance to pay on an auto claim?
You don't have to, but they may take the car back.
Can you cancel car insurance with pending claim?
Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.
Can you file a claim with your auto insurance with a driving while intoxicated?
You can file a claim with your auto insurance even though you had a DWI. You may or may not get something. There is a difference between filing a claim and collecting money.
Can you change your homeowners insurance anytime you get a cheaper insurance?
You have the right to switch insurance companies any time you want. Even if you have an open claim with another insurance company, you can elect to switch your coverage. Keep in mind that your current claim will not transfer to the new insurance company, though, and your old insurer will still be the one that handles the claim until it is either settled or completely denied coverage. A good example of why you might switch companies with an open claim would be if your current insurer is delaying settlement on the claim. If you feel as though you are not getting the treatment you deserve from your insurance company, especially if you feel as though a delayed settlement is holding you back, then it is within your rights to get free insurance quotes from other companies and then notify the company you intend to get insurance elsewhere. Even if the switch goes into effect while the old claim is still open, that insurance company is responsible for handling the claim until it has been resolved. They cannot default on a settlement just because you are no longer insured by them, unless there is some reason the claim would have been denied anyway, such as fraudulent information in the claim. You have already paid the insurance premiums for all claims that are in progress, but you will still be responsible for any deductibles or other predetermined out of pocket expenses. Switching companies can save you money. If you find a company which offers you more or larger discounts, switching companies could make immediate financial sense. Shop online to compare prices between leading competitors, and then research the financial reliability of the insurer in our insurance company ratings section to make sir that the long term outlook for your chosen insurer is favorable. You do not have to be afraid that switching companies will cause unwanted repercussions. For the insurance companies, a customer switching to another company is a regular occurrence, and they have no reason to try to force you to stay with their company against your will. There are no added fees or penalties for changing companies, and the only role your old insurer will have to play is to cancel the overage when your new policy goes into effect.
Can your auto insurance company cancel your insurance while you have an open claim?
Yes, your claim is based on the date that it happens so it's more important for you policy to be in force on that day.
Can you buy another car and drive it while an insurance claim is being sorted?
absolutely, just be sure to buy insurance for it
How a bank employee claim for compensation for injury while on duty?
If he/she is covered under Group Medical Insurance scheme,he/she will be entitled to claim compensation for injury while on duty in a bank. If he/she is having seperate Personal Accident Policy, he/she should file claim with the insurance company and get benefits according to the gravity of the injury.
If your car was hit while parked and they did not leave a note will your insurance go up if you make a claim?
That IS what you carry insurance for. Contact the police to fill out a report, then turn it in to your insurance. If this is your first claim, it shouldn't affect your rates. If it's NOT he first claim, you might want to consider off-street parking.
What happens if I had insurance at the time of an accident someone hit my parked....but now I need to file a claim and now I don't have insurance?
Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.
Does the insurance of the party at fault cover damages if the other party does not have a valid drivers license?
Yes, the claim will be paid. While your brother may receive a ticket, he is still entitled to compensation for the loss.
What is no claim bonus in health insurance?
When you do not claim on your health insurance during a particular year, the insurance company provides you with a no claim bonus. This increases your sum insured at the same premium or reduces your premium while maintaining the same sum insured - depending on the no-claim bonus feature offered by the chosen insurer. Sometimes, this bonus also comes as a discount on your premium at renewal.
