Most Insurance Companies are only concerned with your claims history over the past 5 years.
No, they will pay the claim to you and then you will be able to do what is fiscally responsible.
Typically, an insurance company is required to send the claim forms back within 15 days after receiving the notice of claim. However, this timeframe can vary based on the specific regulations of each state or the terms outlined in the insurance policy. It's important to check the relevant state laws and the policy details for precise requirements.
Yes.
You can take back a claim for damage to your own property. You can't take back a claim where you are liable for damage to another party.
Of course not. Insurance is supposed to put you back to the same position you were in before the damage occurred. Your not "entitled" to make money on a claim. If your property was repaired the contract was fulfilled.
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
Insured person dies. You (beneficiary) call insurance company and place a claim, they send you paperwork, you fill paperwork out and mail back with death certificate, Claim is paid in a few days to a few short weeks.
Yes,, Just contact the claims adjuster and inform them that you no longer need the claim and the reason why.
Yes, anytime you make a claim to YOUR insurance, it will go up. That's how they get their money back. If you don't submit a claim to them, then no. I do not necessarily agree with the answer above. What you did not indicate in your question was did the person at fault have insurance. If they did then even though you filed a claim and your carrier paid you, they would likely recover from the at fault person's insurance. In this circumstance you insurance should not go up.
I would hope they wouldn't! If your house is being taken away because you are not paing them back, they are owed the money, not you. A bank would not assist in that theft of money. I would believe that there would be criminal issues involved if you cashed that check anyway. Their name is on the check for a reason, they are protecting their money that is not being paid back.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
To claim money back from a bank that is no longer in use, first check if the bank has been absorbed by another institution or if it has gone into receivership. Contact the regulatory authority or deposit insurance agency in your country, such as the FDIC in the U.S., for guidance on your claim process. Gather your account information and any relevant documentation to support your claim. Follow the instructions provided by the regulatory body to submit your request for reimbursement.