Will under-insured motorist help you with your medical if your apassenger in the car of the under-insured during the accident?

Answer 1

Depends how "underinsured" the person is... insurance will carry a certain amount of claim paying ability. If the medical cost is greater than the amount the person is insured for you have 2 options: 1. If you have auto insurance - contact your company and they'll pay your medical expenses through something called "No-Fault Coverage" 2. If you are under the care of your parents and they named you on their policy - the same "No-Fault Coverage" applies. These are the only good options. You can always sue the "under-insured motorist" - but that will take time and it will mean that they will have to come up with the difference personally (garnish their wages, sell assets, etc) Good luck. ANC, esq