If you have collision coverage then yes, car insurance companies will cover the damages caused to your car, or medical treatment required, within the stipulations of your policy. However, if you don't have collision or underinsured/uninsured motorist coverage, then you will not be covered for the damages to your property or self.
Yes. As long as you were insured when the accident happened they will pay the claim.
In the USA you do not pay taxes on the Proceeds from an Insurance Claim.
It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
Read your policy
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
how long does it take for an insurance company to pay a loss wage claim
yes
You do not generally have to pay taxes on an insurance settlement claim. You can check with your tax firm or accountant for the rules specific to your state.
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
Call your insurance company and let them duke it out with his. If it is his tree...his liability insurance will pay. 4lifeguild