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From my experiences in property management, both owner's insurance cover half the cost to repair or replace the fence regardless of how it came down as long as neglagence was not involved. (IE a dead tree that should have previously been removed fell on the fence but if the tree was in good health and came down from winds, the cost would still be shared)
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Whose insurance covers items stolen from a company vehicle at home?
I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.
Whose insurance covers a vehicle that was hit by a stolen car in a police chase?
yours
Whose insurance covers tenants swimming pool?
If the pool belongs to the Tenant then the Tenant will have to insure it.
If you are driving your roommates car and damage it in your driveway whose insurance covers it?
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
A country whose neighbor is Spain?
Portugal's only neighbor is Spain.
Whose auto insurance covers a borrowed car?
The policy stays with the car. So the first line of coverage would be that policy.
If you drive your parents car but you don't live with them and you get in an accident will their insurance cover you?
Sometimes. Sometimes insurance covers whoever is driving a particular car, and sometimes insurance covers a driver no matter whose car they are driving (as long as they have the car owner's permission). You should probably check with your insurance company to be sure, or have your parents call and ask them.
Whose insurance covers a car hitting a house?
The coverage of the car who hit the house of course, as long as the driver had permission to drive the vehicle.
If you were driving someone else car and ran into the back of another car whose insurance covers the victims of the hit car?
the persons who car you were driving
What is the Chip Health Insurance program?
The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Whose homeowner insurance covers loss of merchandise stolen from a car the owner of the home or the owner of the merchandise?
The policy that applies to the merchandise owner, is the policy that would provide the coverage.
