Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
Auto insurance.
No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer
NO, Homeowners Insurance covers Homes. Auto Insurance covers cars. Home insurance polices do not provide coverage for personal auto regardless of who owns them or where they are parked.
Auto insurance
No. No kind of insurance covers drunk driving.
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
Sometimes. Sometimes insurance covers whoever is driving a particular car, and sometimes insurance covers a driver no matter whose car they are driving (as long as they have the car owner's permission). You should probably check with your insurance company to be sure, or have your parents call and ask them.
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
If not covered by the school itself, you need insurance that covers "business" in addition to "pleasure" use. Also, you will need insurance that covers additional drivers.
Only if the insurance covers more than one driver. Check the policy.