Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.
Auto insurance.
Comprehensive insurance
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
Talk with your auto insurance agent if you don't know how to read your insurance policy.
NO, Homeowners Insurance covers Homes. Auto Insurance covers cars. Home insurance polices do not provide coverage for personal auto regardless of who owns them or where they are parked.
No, boat insurance covers boats. Just like there is motorcycle insurance.
Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.
motorcycle insurance only covers the motorcycle