I believe whomever caused the accident is At Fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
yes
If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where was the first impact?
Only if it's her car, or the son was intoxicated by something he obtained from his mother.
I was in a 3 car accident. An uninsured motorist hit the car in front of me, the second vehicle (who has insurance) then hit my car. Doesn't the car who hit me become responsible for my damages?AnswerYes, the at fault party is responsible for your damages. AnswerKeep in mind, in multi vehicle accidents, usually, the responsible party's insurance co. prorates the amounts paid (up to the policy's limit) among the claimants, meaning that at the end you may still be owed money, which the only way to collect is if you sue the person at fault for the accident.
In a situation where you have PLPD (Personal Liability and Property Damage) insurance and are involved in an accident where the other driver received a ticket for failure to yield, you may still be held responsible for the damages you caused. PLPD insurance typically covers only the other party's damages and injuries, not your own. Therefore, if you were found at fault for the accident, your PLPD insurance would likely cover the other driver's damages, but you could still be held financially responsible for those damages. It is important to review your insurance policy and consult with a legal professional for specific guidance in such situations.
No, you can only be liable for the loan. If the car was totaled and did not have insurance then you can be held responsible for the balance on the loan. Any accident or damages that occurred would be the responsibility of the driver/owner of the vehicle. All your signature did was say that you will pay the loan if the borrower fails to do so.
only if it was your fault
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
If a person is responsible for an injury, such as in a car accident, you would first go to that person's insurance for the damages. If insurance is exhausted or denies the claim, you can then go directly to the responsible party for payment. If they do not pay voluntarily, you would need to file a civil suit. In the case of an auto accident, if you have uninsured/underinsured motorist coverage, you company may cover your damages and handle the suit against the responsible party on your behalf.
The driver is responsible for whatever goes on in the car. If he/she is distracted he shouldn't be driving but should immediately pull over. If he/she has used the poor judgment to allow an irresponsible person in the car and is subsequently distracted, the driver is still responsible. In the end, no matter what happens, the driver is responsible.