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Who is responsible when there is a three car accident and the 3rd car only damages the 2nd car?
I believe whomever caused the accident is At Fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
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In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?
yes
In a three car accident with one impact from the last car is that car's insurance only responsible for the damages to the back of the middle car?
If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where was the first impact?
If an 18 year old son lives with mother at home and has a car accident is the mother responsible for the damages?
Only if it's her car, or the son was intoxicated by something he obtained from his mother.
If you were involved in a multi car accident and you were not at fault does the party at fault have to pay for your damages?
I was in a 3 car accident. An uninsured motorist hit the car in front of me, the second vehicle (who has insurance) then hit my car. Doesn't the car who hit me become responsible for my damages?AnswerYes, the at fault party is responsible for your damages. AnswerKeep in mind, in multi vehicle accidents, usually, the responsible party's insurance co. prorates the amounts paid (up to the policy's limit) among the claimants, meaning that at the end you may still be owed money, which the only way to collect is if you sue the person at fault for the accident.
If you co sign for an auto loan and the person you co signed for is in an accident can you as the co signer be liable for injuries or damages?
No, you can only be liable for the loan. If the car was totaled and did not have insurance then you can be held responsible for the balance on the loan. Any accident or damages that occurred would be the responsibility of the driver/owner of the vehicle. All your signature did was say that you will pay the loan if the borrower fails to do so.
Are you responsible for paying the deductible if the accident was in a work vehicle?
only if it was your fault
If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Can someone without insurance and whose license was cancel sue you if you had an accident with him and you were at fault?
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
What if insured only has ten thousand max payout on policy And your out of work for 3 months and your medical bills are way more then ten thousand Not to metion pain and suffering and related expenses?
If a person is responsible for an injury, such as in a car accident, you would first go to that person's insurance for the damages. If insurance is exhausted or denies the claim, you can then go directly to the responsible party for payment. If they do not pay voluntarily, you would need to file a civil suit. In the case of an auto accident, if you have uninsured/underinsured motorist coverage, you company may cover your damages and handle the suit against the responsible party on your behalf.
What if both parties only have liability insurance after a car accident?
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
If an accident is caused by someone distracting a driver who has liability insurance only can they collect damages from the person who distracted them?
The driver is responsible for whatever goes on in the car. If he/she is distracted he shouldn't be driving but should immediately pull over. If he/she has used the poor judgment to allow an irresponsible person in the car and is subsequently distracted, the driver is still responsible. In the end, no matter what happens, the driver is responsible.
What happens if you hit an an uninsured motorists and you only have liability?
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
