If you were At Fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
Both parties will lose their license if a police report is taken. Both parties are still responsible for all damage incurred or injuries.
If both parties that are involved in an accident have the same insurance, the party who is responsible for the accident would have to pay. Even if they are on the same insurance plan, it is like both of them paying.
ANSWERIn this case you need to go to court and fight the ticket, if you believe that you are not at fault for the accident, however, based on your own insurance policy, it may be different. Most likely, both of the Insurance co. will deny liability to each other, and if you don't win your ticket in court, you are stuck with your own costs.
The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.
Yes, both drivers will see an increase in premiums.
While comprehensive insurance covers both you and the party with whom you were in an accident with, liability insurance only covers the other party. Thus, you will only be insured if you are in the comprehensive plan for your part of the accident costs.
You need to file an insurance claim on any accident in which a claim is going to be made on both parties.
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.
Your expired plates should not cause an insurance claim to be paid.
Builders can get a public liability insurance from Builders Insurance and Builders Liability Insurance. Both of these organizations will provide builders with online quotes.