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Answer
If a person dies its the responsibility of those left behind to pay for the car unless the person who died took a loan at a bank, they usually have an Insurance for such things as death. However no one is obliged to take this Insurance. Debts of a deceased person become the responsibility of the person's estate and must be paid in full before any inheritance can be distributed. If a car on which there is an outstanding loan is left to someone in the deceased's will, then the beneficiary inherits the debt as well as the car.
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