Homeowners will pay to replace your siding when your siding is damaged by a sudden event. Sudden events include: fire, theft, vandalism, hail, wind, rain, snow, explosion, civil riot, and more. Siding is attached to the home so it is covered under Dwelling coverage. If your siding is damaged because of wear and tear over time, your insurance policy will not pay to repair or replace your siding. The loss must be sudden, unexpected and unintentional.
No, homeowners insurance is not a replacement for health insurance.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No.
Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Yes, as long as it was a covered loss. 4lifeguild
It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.
I beliieve it does.
cover
Only if you had your jewelry appraised and included it onto your home owners insurance
You home owners liability insurance should cover it.
Yes.