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It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.
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Does home owners insurance cover an individual if they are helping someone and get hurt in the process?
No, homeowners insurance is not a replacement for health insurance.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does your home owners insurance cover your foundation?
No.
Does home owners insurance cover vandalism?
I beliieve it does.
Does home owners insurance cover water damage caused by the neighbor?
cover
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Will Homeowners insurance cover replacement of brick on house?
Yes.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Will home owners cover death of a pet?
no it will not. you have to have pet insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Will Homeowners insurance cover replacement of all brick on house if one brick wall falls off after foundation settles?
No. The insurance will only cover the replacement of the one brick wall that falls.
