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Will Homeowners insurance cover replacement of all brick on house if one brick wall falls off after foundation settles?
No. The insurance will only cover the replacement of the one brick wall that falls.
Will Homeowners insurance cover replacement of all brick on house if one brick wall that was damaged during a hurricane needs to be replaced and existing brick cannot be matched?
Probably not. Call and ask your claims department.
Does homeowners insurance cover Clean up after furnace malfuntion?
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
Does homeowners cover injuried guest?
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
Does home owners insurance cover an individual if they are helping someone and get hurt in the process?
No, homeowners insurance is not a replacement for health insurance.
Will homeowners insurance cover a sewer main preventative replacement?
Sorry but homeowners insurance does not pay for preventative replacement of a sewer line. This is an item that would be considered maintenance. Sorry this is not what you want to hear but that's the way it is.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover replacement of faulty gutters that cause water to go into basement?
No, if the gutters were not installed correctly.
Will homeowners insurance cover replacement windows that sagged due to settling?
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Will your homeowners policy cover replacement of wood shingles with cement fiberboard you live in a high fire area?
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
