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What else can I help you with?
Who pays for your injury if you were injured in someone else's car but have your own auto insurance as well?
The only coverage on an auto policy that covers costs for you and your passengers medical expenses is Med Pay Coverage. You health insurance will also pay for injuries. Med Pay is an optional coverage but will pay for an accident involving an automobile even when not in your car.
How does renters insurance protect against personal injury claims?
Renters insurance typically includes liability coverage, which can protect you if someone is injured on your rental property and files a personal injury claim against you. This coverage can help pay for medical expenses or legal fees if you are found responsible for the injury.
Will full coverage cover the insurance holder if they were injured?
If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.
If you hit a deer and your car was damaged and you were injured what coverage will your car insurance provide?
Depends on your coverage, if you have the state minimum then you are SOL.
Where can you get a good health insurance coverage?
You can get good health insurance coverage on AARP, Humana One, and Aetna. The companies provide you dental, medical, pharmacy and life insurance. Prices are decent and you can be prepared when you are injured or dying.
What coverage protects the person who was at fault in an accident against losses when someone is injured?
Liability insurance.
Can you explain home insurance coverage in detail?
Home insurance coverage typically includes protection for your dwelling, personal belongings, liability, and additional living expenses in case of a covered event like fire, theft, or natural disasters. It helps cover repair or replacement costs for your home and belongings, as well as legal expenses if someone is injured on your property. Different policies offer varying levels of coverage, so it's important to review and understand the specifics of your policy to ensure you have adequate protection.
What does the medical coverage on an auto insurance poicy cover?
Medical coverage on an auto insurance policy, often referred to as Personal Injury Protection (PIP) or Medical Payments Coverage (MedPay), helps pay for medical expenses resulting from injuries sustained in a car accident, regardless of who is at fault. This coverage typically includes costs for hospital visits, surgeries, rehabilitation, and sometimes even lost wages and funeral expenses. It applies to the policyholder, passengers, and in some cases, pedestrians injured in the accident. The specific benefits and limits can vary based on the policy and state regulations.
What is compentancy?
Worker's compensation is insurance coverage for employees to compensate them in case they are injured while performing their job. The employer pays a premium that covers medical expenses and lost wages in case their employees are injured. If these benefits are excepted the hurt employee must release the employer of further liability. The insurance company pays the claim and the employee can no longer sue the employer for the injury.
. By law your liability insurance policy must provide for a single person who is injured or killed in a collision.?
This is known as bodily injury liability coverage, which is a required component of auto insurance in most states. It covers medical expenses, lost wages, and legal fees if you're at fault in an accident that injures someone else. The specific coverage limits and requirements vary by state.
What is broadened PIP coverage?
Broadened PIP (Personal Injury Protection) coverage expands the standard benefits typically offered under PIP insurance, which covers medical expenses and lost wages for individuals injured in a car accident, regardless of fault. This enhanced coverage may include additional benefits such as extended coverage for passengers, household members, and even non-occupants injured in the accident. It can also provide more extensive medical coverage and increased limits for rehabilitation and other related expenses. Overall, broadened PIP aims to offer more comprehensive protection for those involved in motor vehicle accidents.
What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?
Liability and medical insurance.
