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Medical coverage on an auto insurance policy, often referred to as Personal Injury Protection (PIP) or Medical Payments Coverage (MedPay), helps pay for medical expenses resulting from injuries sustained in a car accident, regardless of who is At Fault. This coverage typically includes costs for hospital visits, surgeries, rehabilitation, and sometimes even lost wages and funeral expenses. It applies to the policyholder, passengers, and in some cases, pedestrians injured in the accident. The specific benefits and limits can vary based on the policy and state regulations.

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2mo ago

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