If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.
No. Personal injury settlements are non-taxable. Double check with your state's commissioner of insurance, or the adjuster you settled with. It may vary by state.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
If it is in the policy, then yes they can deny coverage. You will need to read your policy carefully, it will reveal the answers there.
I would suggest you to go for BharthiAxa insurance. In my case they settled my claim fast. It was easy for me as when I transferred the plan from other insurer for my 2 wheeler. Not only that I get hassle free inspection services and its highly standardised. And my Two wheeler insurance plan covers personal accident. And they have wide range of services. Go get BharthiAxa's Support.
The Insurance company paid for the car comprehensive but failed to mention the death liability. I was too grieved to think about it and settled.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
In the best case scenario, one would settle an automobile accident claim through theirs and the responsible party's insurance companies. However, these claims are often disputed and will sometimes need to be settled in court with the use of lawyers.
Yes, that is normal and you should comply. Insurance fraud is a huge problem in the industry and the other insurance company is only trying to confirm the nature of the accident. You never know when the other person may be trying to claim something for their benefit that didn't happen in the accident. Say for example the other person was really alone in the car but later told their insurance company that they had a passenger in the car with them that was injured in the accident. This invented passenger then makes a claim against the liability coverage of the driver and if and when it is settled the driver and their accomplace share in the bogus claim's settlement. Meanwhile your damage is taken careof as it should be but your statements could expose the attempted fraud trying to be committed by the other party. Believe me, all of us need to do our part in limiting fruad because the cost of fraud is included in our ever increasing insurance premiums.
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
i live in Tampa, Fla i would like to know where i can get a loan on my accident funds which are in the process off being settled
The fees imposed by airplane accident attorneys are typically based off a large portion of the amount of money that is settled from the party at fault in the accident.