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The other driver's insurance wants a statement from you even though you was not on fault in this accident and other driver was charged with the accident?
Yes, that is normal and you should comply. Insurance fraud is a huge problem in the industry and the other insurance company is only trying to confirm the nature of the accident. You never know when the other person may be trying to claim something for their benefit that didn't happen in the accident. Say for example the other person was really alone in the car but later told their insurance company that they had a passenger in the car with them that was injured in the accident. This invented passenger then makes a claim against the liability coverage of the driver and if and when it is settled the driver and their accomplace share in the bogus claim's settlement. Meanwhile your damage is taken careof as it should be but your statements could expose the attempted fraud trying to be committed by the other party. Believe me, all of us need to do our part in limiting fruad because the cost of fraud is included in our ever increasing insurance premiums.
What else can I help you with?
How do you get auto insurance for accident prone drivers?
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Does liability insurance cover other drivers in the event of an accident?
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
Should senior citizens be charged a higher rate for car insurance?
Senior citizens should be charged a higher rate for car insurance. Seniors have the second highest accident risk average, only after teenage drivers. Teenage drivers have higher car insurance because of this higher risk factor, and so should senior citizens.
Will auto insurance cover you in an accident if you do not have a drivers license?
True
If you loan your car which has liability insurance to a friend and he has an accident can other drivers sue you?
This depends on the state. In California if you loan a friend your vehicle and he kills someone with it, then you are also charged with manslaughter!
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Drivers become subject to the liability insurance law when accident damages amount to how much?
Drivers become subject to the liability insurance law when accident damages amount to a state-specific threshold, commonly set at around $500. This means that drivers must carry liability insurance coverage to pay for damages they cause in an accident, once the threshold is reached.
Car Insurance Accident Prone Driver?
There are many programs out there suited for accident prone drivers. Try progressive.
Are drunk drivers covered under their auto insurance policy in an accident?
Yes.
Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?
Yes, you do.
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
What do you do if in a car accident and both vehicles do not have car insurance?
what can you do, both drivers are in the wrong and braking the law, so report it to the police and both partys will be charged and then prob get a fine to pay for the damage, also points on the licence
