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Get into an accident without a license will your insurance cover it?
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?
No.
If you have an accident and then reinstate your insurance are you covered?
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
How do you get auto insurance for the first time when other drivers in your home don't have insurance and you don't want to put them under your policy?
Easy, you just buy an auto insurance policy and exclude the other residents from coverage by use of form 515A. Be aware though that if any of these excluded drivers are involved in an accident while operating your vehicle, The accident and any resulting damage will not be covered under a policy from which they are excluded.
Uninsured licensed driver uses my insured car. has an accident are they covered?
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
How do you get auto insurance for accident prone drivers?
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
Are newly licensed drivers covered by parents commercial insurance policy?
yea
Will your auto insurance company cancell your policy if your drivers license expires in ca?
I am not sure on the exact law in CA but, driving without a liceance is a criminal offense and I think it would be a safe guess that there is a clause in your policy that in order to be covered you must have a valid drivers liceance. This means that while your policy is not "cancelled", your insurance company will not cover you if you have an accident.
If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
Will a insurance company fix damages to a vehicle that was covered at the time of an accident but then is later removed from the policy?
Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.
