If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Yes.
Only if you are a named driver on the policy.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.
That depends on the text of your insurance policy. Whatever it says in it, is what you're covered for.
Yes, your Health insurance can provide coverage for injuries received in an auto accident beyond what may have already been covered through an automobile insurance policy. Your health insurance however is specific to you and the covered persons under your policy. It will not pay for property damage or liabilities for injuries to others.