When a car is under lien and stolen/wrecked, the first payee is ALWAYS the lienholder. You will receive nothing, and the lienholder gets reimbursed for the value of the car. Any outstanding would be your debt. Most insurers make deals with Lienholders to indemnify and settle up the loan. Not always though. MAKE sure to ask the Insurance company how much was paid to lienholder, and ask for proof too!
No, That's what Auto Insurance is for.
Comprehensive insurance covers theft. Liability & Collision do not.
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
A campus would not be liable if a vehicle is stolen so they do not have coverage for this.
It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
Homeowners insurance does not cover automobiles nor there parts.
Gap insurance only pays if the vehicle is totaled in an accident or stolen and not recovered. It does not cover the deficiency balance after a repossession sale.
Yes under personal property/contents
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
Many auto insurance policies will cover stolen items from your vehicle but only a very limited amount. For instance, if you have your vehicle broken into and your AM/FM/CD unit is stolen along with your case of 24 CDs, your policy will most likely cover the AM/FM/CD unit and only 1 or 2 of the CDs. Each policy is different. It is best to call the agent who sold you the policy.