Yes it does. The cancellation of an insurance policy is not retroactive.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
Yes, especially if you want insurance to cover part of the costs involved.
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
Since your insurance might not cover the balance you still have on your financed car, GAP insurance protects the balance of your loan in the event of an accident.
Add your name to the deed.
they should, as long as you report it soon
The insurance on the car will cover unless the driver has been previously excluded the full provisions of the policy covering the vehicle applies with legal permissive use.
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
they still will not give you money for the car accident and because of the accident they will most likely charge you a higher fee for being considered an unsafe driver.Added: There is no such thing as retroactive insurance. A policy you get today will not cover you for a collision you had last week.
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.