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Will your homeowners policy cover replacement of wood shingles with cement fiberboard you live in a high fire area?
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
Does homeowners cover a murder of a person on the policy?
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
Will homeowners insurance cover university student?
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
What does homeowners insurance cover?
The basic structure of a homeowners policy looks like this:
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
Does homeowners insurance cover theft if your policy lapsed?
No.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
