No, Homeowners Insurance does not provide the coverage of a life insurance policy.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Yes. That is covered on a homeowners policy.
The basic structure of a homeowners policy looks like this:
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Homeowners insurance typically does not cover a home business. Additional insurance, such as a business owner's policy or a commercial insurance policy, may be needed to protect a home-based business.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
No, but if you have a home warranty policy that policy may cover it.
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.