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All homeowners policies cover damage caused by lightning.

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Q: Does Allstate cover lightning strikes in there homeowners policy?
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Does Allstate homeowners insurance cover raccoon damage?

Their television commercials give the impression that they do, or at least on some of their policy offerings.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


If you get hit by AllState policy holder will the check be made out to you?

Do not trust AllState


What insurance policy starts with an a?

Allstate


Is a homeowners policy a multiline policy?

No, Homeowners policies are considered Mono-Line


Does allstate homeowners insurance cover condensation leaking from AC ducting damage?

No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.


Are allstate homeowner's policies ho-03?

As of 2014, Allstate does not offer the HO3 policy


Can Allstate cancel your homeowners insurance because the foundation of your dwelling is not continuous?

Yes, If the condition of your home or any of it's pertinent structures does not meet the Insurance Company's underwriting guidelines they can deny or cancel a policy.


Does a homeowners insurance policy have to have the name of the current owners on the policy?

Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.


Does homeowners insurance cover airconditioning units?

If your air conditioner is not operational due to age, wear or is simply broken down it is not covered under your homeowners Policy. If it was damaged due to a covered peril such as fire or lightning then it should be covered.


Does homeowners cover shorting out COMPUTER?

It depends on the covered perils listed in your policy. If your policy covers lightning damage and your computer was damaged from a lightning strike, it would be covered. Just keep in mind the amount of damage needs to exceed your deductible in order for the insurance company to issue a payment.


Where can you get a builders risk insurance on your home?

Allstate...State Farm..all most any insurance company that writes homeowners will do Builders risk for builders...but if you are not a builder..they will only do a "renters dwelling" policy until you move in.