No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Yup.
Yes.
No. This is not what homeowners insurance is designed to do. This is not a covered cause. Homeowners insurance covers more than any other kind of insurance especially with the premium as low as it is.
Homeowners insurance does not cover automobile nor there parts.
You need to check with your home insurer if the cost for mold damage and restoration is covered because it depends on the policy you have. But most home insurers will cover the cost.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Homeowners insurance does not provide coverage for Landscaping or lawn maintenance nor for land or tree maintenance.
Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter. Read your policy and talk to you insurance agent or representative.
All homeowners policies cover damage caused by lightning.
Yes. That is covered on a homeowners policy.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.