Your homeowners insurance policy typically does not provide coverage for maintenance and pruning of your landscape or its associated foliage. This is a maintenance issue and needs to be paid for by the homeowner.
Family or not, you can be sued by your mother's estate for her falling down your stairs and dying. As far as coverage, you should contact your insurance agent and have them speak with the underwriter. Or call an attorney.
Scott Foley
viaticle
Insurance is simply the management of risk. By purchasing an insurance policy you are transferring risk to the insurance company for a price or premium paid. Insurance companies work like a coop in that they take the risk from many people and pool it together. The risk of one person dying for instance is hard to figure but the risk of a large number of people is much easier to figure. Using statistics, an insurance company can figure how many people out of a large group will die in any particular year. This way they are able to accept your risk of dying and contractually agree to a certain payment if you do die for a relatively smaller price. Life insurance is easier to compute that other types of insurance. Why? You will only die once and the company knows what they will pay. In auto insurance you can have more than one wreck and the payment required can vary greatly.
No, an accidental death would be covered by your life insurance policy.
A third party can't buy a life insurance policy as they have no insurable interest; such as grandparent's taking out a policy on their grandchildren. As to taking out a policy when they're dying, the policy plan would prohibit issuing the policy.
It's Mandy Murders from Godsgirls.com. Bulbous nose; how I can tell.
OOOOH! I KNOW! Ok so I got this of Stephanie Meyer's website. The cover shows a flower that's petal has come off. This means it's dying. This shows that Bella is dying without Edward.
You would check out the written policy to see which it was. Accidental insurance is much cheaper than the other, because dying by accident is less common.
You can get good health insurance coverage on AARP, Humana One, and Aetna. The companies provide you dental, medical, pharmacy and life insurance. Prices are decent and you can be prepared when you are injured or dying.
For the Dave Ramsey "Name That Investment" worksheet, the answer is VIATICALS. :)