Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter.
Read your policy and talk to you insurance agent or representative.
No, Homeowners insurance does not provide coverage for Landscaping or lawn maintenance nor for land or tree maintenance.
Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.
No homeowners insurance does not cover vehicles, that's what auto insurance is for.
Yes, but you would have to pay what your homeowners deductible.
No, Homeowners insurance does not cover the cost of property maintenance.
Homeowners Maintenance ResponsibilitiesActually, If you know the tree is a Hazard, You should have it removed. This is a maintenance issue, Not an insurance issue.The best way to "lose" your homeowners insurance policy is to use it as a home and property maintenance plan.
No. Your homeowners Insurance Policy does not cover Auto Collision. You will need to file on your Auto Insurance under your Vehicle Comprehensive and Collision Coverage.
Most homeowners policies will provide coverage
No, not normally unless that tree is a hazard to the insured structure. Tree trimming, maintenance and removal of trees and shrubs are a normal part of your landscape maintenance and are not covered by your homeowners Insurance policy. Some companies will offer additional coverage for a premium that provides for tree removal even when not a hazard but it is usually added as an endorsement to the policy.
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
No Homeowners insurance does not provide coverage for automobiles. You would have to look to your auto Insurance to file a comprehensive claim. No one is liable for an act of nature.
No one is "Responsible" for an act of nature. However, So Long as you have "Windstorm Coverage' your Homeowners Insurance Policy should cover the damage to your plumbing and may provide coverage for the trees removal. Contact Your Insurance Agent to determine if you have the applicable coverage.