Not necessarily. The situation may have been beyond your control, or it may have been unavoidable to breach either of two parts of the policy, and various other reasons.
However, if you are the one who violated the policy, it does not matter why; just the fact you did it is enough to cause problems. If necessary, talk to a union or legal representative.
You are responsible for the damage you cause to the car. This is what the liability coverage on your policy is for. If you are wondering about the "no-fault" law in MI, no-fault laws are in place to pay for injuries, not property damage. No-fault states simply mean that you and your insurance company are responsible for your own injuries regardless of who is at-fault in the accident.
Do you mean "inform your insurance company you were in an accident"? Suppose you don't call them and the guy gets a lawyer and he calls the insurance company and says there were 6 people in the car and they all got whiplash? I imagine some insurance company expert will write you are required to notify them promptly. If you don't besides the danger of the claim escalating, there is the danger you are in violation of the policy requirements and they might, at least , argue they don't have to cover you. Or even keep you as a customer. And then there's the notifying police and the policy might vary by jurisdiction.
As per company policy means that a rule has been established at an earlier time that everyone in the company must follow. One example of a company policy might be a return policy for a retail store.
If you are truly not at fault and the other insurance company is admitting liability then you should have no problem. As a side note I have heard of periodic rumblings that some states may enact a "pay to play" law. This would mean that even the "not at fault" party in an accident would have to have a valid insurance policy at the time of the accident in order to receive payment from the "at fault" driver's policy.
No. Just the fact of being unlicensed does not mean that the driver did something that caused the accident. Being unlicensed is what is called a non-moving violation. Another violation of this type may be not having a current registration tag on the vehicle. Just because you don't have a tag on your car doesn't automatically make you at fault for someone hitting your car. Fault for the accident will have to be determined by the police officers after they investigate the scene and take statements from witnesses. The person who is driving without a drivers license will get a ticket for not being licensed and then whoever was at fault will receive a violation for whatever they did to cause the accident.
I'm sure the company investigated to their satisfaction and deemed that you were at fault. If they felt there was any way for you not to be at fault and for them to not have to pay out the claim to the other party they would have taken it. Just because you don't think you are at fault does not mean that the court would side with you. If you read you policy you will see that it at the option of the insurance company to settly claims. The don't have to spend legal fees just to make you happy. Sorry.
a violation
Of course you can ! Just because they're a supervisor - does not mean they are exempt from following company policy.
If you mean, "Is the insurance carrier for the at-fault driver liable to pay if the at-fault driver received a DUI," the answer is almost always "yes." The at-fault DUI driver might have a provision in his or her policy that would exclude coverage for this type of accident, but I've never seen it. And even if such a provision did exist, it's unlikely a court would uphold it because it's against public policy to place injured parties -- not to mention the drunken insured -- in a situation where they aren't indemnified. The at-fault DUI driver is in for a nasty surprise, though, when he sees what his premiums are going to be for the next few years...
Not sure if you mean, if you mean for insurance to issue a policy on a business, policy will be submitted to the underwriting dept. that will review, and investigate the risk and then make the determination if their company will 'accept the risk' of insuring this business.
No, if you have the right coverage (collision) your company will still pay for your car.
Trailer Brake Control fault.