Do you mean "inform your insurance company you were in an accident"? Suppose you don't call them and the guy gets a lawyer and he calls the insurance company and says there were 6 people in the car and they all got whiplash? I imagine some insurance company expert will write you are required to notify them promptly. If you don't besides the danger of the claim escalating, there is the danger you are in violation of the policy requirements and they might, at least , argue they don't have to cover you. Or even keep you as a customer. And then there's the notifying police and the policy might vary by jurisdiction.
Whomever filed the false claim is at fault.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
Once you submit an auto insurance claim can your provider deny it?
Yes, If you have proper auto insurance and the policy is in an "Active" status, Then it will be covered even if the vehicle regisration is expired.
it depends on whose fault is it. if yours than around 8 months. if there's than probably 4 months.
Not exactly. But they can still find you at fault for the claim even if the court system doesn't.
That is going to depend on the state.
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
texas is a no fault state.