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The deductible is the part of the loss that the policyholder is responsible for paying before the insurance company pays the remainder of the loss.

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Q: Does homeowners ins have to pay cost over deductible?
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Does collision ins pay for hail damage?

After you meet your deductible


If you let your homeowners policy lapse when you switched auto ins carriers and forgot to get new homeowners ins with it but now see water damage to condo ceiling can you still get coverage and how?

Your insurance broker can answer your question.


Who pays for damages when your car is parked on the street and someone mowing breaks the window?

YOU CAN TRY TO GO THROUGH THEIR HOMEOWNERS POLICY, BUT IF THEY DENY IT, YOU MAY HAVE TO GO THROUGH YOUR INS UNDER COMPREHENSIVE DAMAGE. THIS IS DIFFERENT THAN COLLISION AND MOST TIMES HAS A MUCH LOWER DEDUCTIBLE.


Is a downed pine tree covered by homeowners ins?

Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.


Is American Strategic Insurance a legitimate Ins company?

I hope so as got their homeowners policy


What if you dont have the other car's that hit my car ins info or tag info?

You can still report hit & run & file claim w/your ins. provided exceeds deductible.


Are workmans com ins premiums deductible on tax returns?

No, in most cases, workman comp insurance premiums are not deductible on tax returns. You can speak with an accountant to find out more details.


Is it true that the claimant gets cash or check if he or she has a ACV option and has to turn in receipts if he or she has the replacement cost option on the homeowners policy?

not exactly. replacement cost is better. receipts are not required by law, but the ins co's say that they are because people don't know better.


Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.


What if a tree topple over and fall on your car will my homeowner ins cover it?

No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance


Had a collision other party fault can the ins co ask you to pay deductible?

If you had a collision and the other party does not have insurance, you would have to pay the deductible. Your insurance company would pay for any needed repairs.


Will homeowners ins cover animal pee on insulation in an attic Insulation removal and drywall damage-repair?

Yes.