If you are At Fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.
no, because sometimes the other person cause the accident.
Both parties will lose their license if a police report is taken. Both parties are still responsible for all damage incurred or injuries.
The driver responsible for the accident is always at fault. However, Both parties are usually found at fault in this instance. This is generally called Joint fault.
of course not.
you leave too
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
All the damages will have to be paid by the other party's insurance company. Your deductible isn't applicable.
No, only progressive does, you also must buy collision in order to get this protection. Please keep in mind that the same deductible will apply for both the dog and the vehicle.
If both parties that are involved in an accident have the same insurance, the party who is responsible for the accident would have to pay. Even if they are on the same insurance plan, it is like both of them paying.
Yes, both drivers will see an increase in premiums.
Comprehensive coverage differs from collision coverage, although both are components of what is known as "full coverage". Comp covers damage done to your car not as a result of an accident, such as from a falling tree, weather, or "acts of God". You did not necessarily have the wrong insurance, but you did not have the insurance you needed for an accident.