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Which state's auto insurance laws apply if a person is insured in the state where they reside but has an accident in another state?
The state where the policy was written.
If both vehicles in an accident are insured by state farm who pays?
the person that is found responsible ( at fault ) for the accident
If a car is insured and registered in one state and a son resides in another state with the insured car is that OK?
NO
What happens when an insured car hit you and you hit another car but your car isn't insured?
If you were forced into striking another vehicle by a vehicle which struck you first, the vehicle that struck you is (usually) responsible for the entire accident. However, if you are required to have insurance in your state, that will not get you out of any ticket becauise of your lack of insurance.
If an insured driver from MD rear ends another insured driver from NY in NJ does the no fault clause effect this in anyway?
the insurance policy must conform to the statue of the state that the accident occured in....so in this case NJ statues would apply.....
Can you be insured in one state and registered in another?
Yes, you can be, but you need to have insurance and registration in the state you reside.
Can you buy a car in another state and have it insured in that other state on the same insurance company you have in your home state?
yes
What is broad collision insurance?
Broad form Collision Coverage is a form of automobile insurance available only in the state of Michigan. Just as with regular collision coverage, the policy helps to pay for the repair or replacement if the insured vehicle strikes another vehicle, another object, or if it rolls over. The difference with the Broad form policy is that benefits are paid in the event of a collision regardless of which driver is at fault in the accident. Typically a Broad form Collision Coverage policy will pay only for the actual cash value of the vehicle insured. The policy holder is responsible for a deductible in an amount selected during the policy negotiation process. If the policy holder is found to be more than 50 percent responsible for an automobile collision, the policy holder is then responsible for the amount of the chosen deductible. However, if the policy holder is less than 50 percent responsible for the incident, they will not have to pay the deductible amount.
A black white question. If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured?
In some states yes and in others no. Without knowing your state I can not say but call your insurance company.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
Does Illinois homeowners insurance cover medical costs for injuries to another person caused by the insured in an accident in the state of Wisconsin?
The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.
If I was driving a vehicle I no longer insured and had an accident would my primary liability cover the other damaged vehicle?
Call your agent. I do not know your state law.
