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It may. If the tree fell and hit a house or other structure, there would probably be coverage for repair and for debris removal.

However, if the tree fell or a large limb came off in a storm without hitting a structure, the debris removal coverage would not be triggered. Likewise, the damage to the tree itself is not generally covered.

In all events, and payment to which the insured may be entitled would be subject to the policy deductible.

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Q: Does homeowner insurance cover tree damage?
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Related questions

Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.


Will homeowners insurance cover damage to car from a fallen tree?

It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.


Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?

The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.


Who takes away trees that fall on homes after a storm?

Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.


A tree on my property line grows a branch that hangs over my neighbor's property breaks off during a heavy storm onto their property. Who is liable for the damage?

You are responsible, but your homeowner insurance should cover damage.


Does home insurance cover if a tree l damage a vistor car?

No homeowners insurance does not cover vehicles, that's what auto insurance is for.


Does homeowner insurance cover roof damage from tree removal?

Why was the tree being removed from the property? Is this something your insurance company wanted done? Did you remove it yourself, or did you have a contractor do it? Answers to those questions could help clarify my answer to you. For now, the only situation I can think of where this would be covered is under the "Falling Objects" peril. If the tree fell into the roof and caused the damage, then that would be covered.


Does comprehensive auto insurance cover damage from a tree crushing it at home?

yes


Does mobile home insurance cover damage caused by a tree?

Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.


If a tree falls on your moon roof what insurance coverage do you use?

File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.


Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?

Yes, but you would have to pay what your homeowners deductible.


What if a tree topple over and fall on your car will my homeowner ins cover it?

No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance