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Why was the tree being removed from the property? Is this something your insurance company wanted done? Did you remove it yourself, or did you have a contractor do it?

Answers to those questions could help clarify my answer to you.

For now, the only situation I can think of where this would be covered is under the "Falling Objects" peril. If the tree fell into the roof and caused the damage, then that would be covered.

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Q: Does homeowner insurance cover roof damage from tree removal?
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