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If a tree in your yard falls during a wind storm and damages a car in your neighbors yard does your HO insurance cover it?
Homeowner's insurance typically covers damage caused by fallen trees, including damage to a neighbor's property. However, coverage may depend on the specific terms of your policy and whether the tree was healthy or had prior issues. It's advisable to review your policy and consult with your insurance agent for clarity on your coverage in such situations.
What else can I help you with?
Does your home owners insurance cover damage to neighbors car due to high wind?
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
If a branch from a neighbors tree damages my car who's insurance would cover it?
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.
Are you liable if your fence falls on your neighbors car during a hurricane?
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
How is auto liability insurance different from comprehensive insurance?
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Will your insurance cover damages to my drivewayfrom rainfall?
yes
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
Do you have home repairs insurance to cover unexpected damages or maintenance issues in your home?
Do you have insurance that covers unexpected damages or maintenance issues in your home?
Should homeowners insurance cover water damage that was caused before you moved in?
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
