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It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage.
If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
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Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Does homeowners insurance cover a broken grill due to storm damage?
no it has nothing to do with your grill cause its homeowners insurance.
Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
Does homeowners insurance cover root damage to insureds plumbing?
No
Does insurance cover a fallen tree on your garage?
Most homeowners policies will provide coverage
