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Does a 17 year old driver have to give a statement to the insurance company if he was not at fault in an accident?
Yes, It's part of your insurance contract that you signed when you applied for coverage. All insurance contract terms require that a statement be given by any and all parties regardless of age so that the Insurance Company can determine who is At Fault.
Refusal of a statement can cause you to be found liable by default of your insurance contract. It makes you sound guilty as you seem to have something to hide.
It's usually the at fault party who is is afraid or refuses to give a statement. In these circumstances you will generally be determined at fault and will be entered in your insurance record and you insurer will have to pay the other party for all damages up to your policy limit.
Refusal to honor the terms of your contract by not giving an accident statement can also cause your insurer to cancel your policy and you may have difficulty finding another insurance company in the future as your driving record will indicate that you are uncooperative and you have violated the terms your previous insurance contract.
What else can I help you with?
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
How does one file auto accident insurance claims?
After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.
What should I do if the at-fault driver is not responding to insurance inquiries?
If the at-fault driver is not responding to insurance inquiries, you should contact your own insurance company and provide them with all the necessary information about the accident. Your insurance company can then handle the situation and try to resolve the issue with the at-fault driver's insurance company.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Why won't the at-fault driver contact their insurance company?
The at-fault driver may not contact their insurance company because they are trying to avoid an increase in their insurance premiums or they may not want to take responsibility for the accident.
Does the insurance agent submit the auto accident claim to the insurance company or do I ?
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
Where does money come from in wrongful death car accident?
The insurance company of the driver "at fault,' or from their personal funds if they have no insurance.
Why is the at-fault driver not responding to the insurance company?
The at-fault driver may not be responding to the insurance company due to fear of consequences, lack of understanding of the process, or unwillingness to take responsibility for the accident.
Does a driver that is involved in an accident believe they r at fault?
Some do. I work for an insurance company and many will take ownership of the accident.
