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Auto Insurance provides coverage for losses and liabilities of the drivers named as covered on the policy.

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Q: Do you have to be on the car insurance if the car is already insured?
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Does a driver have to have car insurance if the car they are driving is already insured?

No.


Can a uninsured car be driven by a insured driver?

Insurance is purchased for the car, not the driver. Until the car has been insured it cannot be driven by anyone. Note that most states do allow a short grace period after you purchase a car in which it can be driven without insurance to let you purchase insurance and handle title/registration paperwork. This grace period does not apply to a car that you have either allowed the insurance to lapse or have removed its insurance. If you already have another car insured (which it appears you do) and wish to drive a car that is not currently insured, contact your insurance agent and have them temporarily transfer the policy to the other car.


How can you find out if your car is insured?

Your car is not insured unless you purchase insurance for it.


Is car insurance still valid when the insured dies?

Is car insurance still valid on a persons car if the insured person has died


Can insured person drive an uninsured car?

We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.


Is it legal to drive without insurance in florida if the car your driving is insured?

If the car you are driving is insured then you are not driving without insurance.


If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?

Only if the insured car was at fault.


How does one get a car insured?

In order to get your car insured, you must visit an insurance company and apply for a car insurance policy. Be sure to shop around so that you can get the best deal on a car insurance policy.


If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.


Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


Who pays when the driver is not the owner and hit a car and doesn't have insurance?

If a driver is not an owner of the car and he also doesn't have insurance of his own and unfortunately hits a car, in such a case if a car is already insured by the owner, he will be covered against the third-party damages. But if a car is not insured, the owner is liable here to pay the damages that third-party oo another car had faced.


Can you buy insurance if you do not own a car but drive a car which belongs to someone else who is not insured?

The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.